A & M Plumbing, LLC
Sunday, January 21, 2018

Small Changes That Can Add Up to Big Savings

Just because there’s a bite in the air doesn’t mean there has to be one taken out of your wallet. Making just a few small changes to your home for the Winter can keep you from overspending on utilities all season long:
 
  • Inspect and repair all insulation. Heat rises, which means all that warm air that keeps you comfortable eventually makes its way into the attic. A properly insulated attic could save you money over the course of a single winter season.
  • Keep out cold air. If past winters have found you routinely turning up the heat, you have cracks, gaps or holes that are letting in cold air.
  • Keep in warm air. You can easily keep the warm air in you’re paying for with inexpensive caulking or simply installing new outlet plates and making sure they are snug to the wall.
  • Inspect and moderate your heating system. Homeowners often fail to have their heating systems inspected, which results in higher heating bills, thanks to dirty heating ducts and old filters.
     

Only heat the rooms you use

If you have rooms that you never use, like guest rooms or large storage areas, close and seal off the vents in those rooms to be more energy efficient and to direct the flow of air to the rooms you use most. Energy bills run, on average, $183 per month. By using a space heater in the rooms where you need it and setting the thermostat to 62 degrees, you can save approximately $200 each year.

Worth More than Money?

Winter is an especially hard time for those who are less fortunate. So what can you do to help those in need even if you’re unable to donate money this season?
 
  • The American Red Cross – The Red Cross has branches throughout the country and a variety of ways to donate time. It has also given its support to a Senate bill that would raise the deductions allowed for volunteers’ gas money.
  • Soup Kitchens – Helping to serve meals to the homeless in your community is a great way to give back. Look online for a soup kitchen near you.
  • Hospitals – Volunteers who work in hospitals perform a wide variety of tasks, including clerical work, depending upon the needs of the facility. Many times, hospital volunteers help lift the spirits of patients.
     

Knowing How to Budget Correctly Can Save You Tons!

Do you know exactly where all of your money goes each month? Do you know how much money you have left to spend this month? If you answered – NO – to any of these, it may be time to get your finances in order.

The key to saving more successfully is to find a system that works for you and to stick with it.

Step One: Keep Track of What You Spend

We pay for the items we need in many different ways – we spend cash, credit, debit and we even auto-pay bills. It’s important to have a system in place to capture all this spending.

Luckily, there are digital tools to help you keep track of your spending. Look for free tools that will group all your spending in one place.

Step Two: Create Your Budget

Now you know where your money is actually going. But is it going where it should? Create a budget that you can stick to. Look at places you can cut back in order to pay down high-interest debt and save.

Step Three: Stick to Your Budget

Putting together a budget is easy: the harder part is sticking to it. The key to this is to go back to step one and keep track of your spending each week.

No matter how you do it, it’s important to find a system that works for you and stick to it.

See more at www.americasaves.org.
 
 

Money-Saving Tips